Put a reminder in your calendar and call them at least once a year to negotiate better rates or shop around and compare. They probably won’t be calling you to let you know you can get a better rate.

Call your utilities and service providers.You can usually do this in your online banking through your financial institution. Set it and forget it! The best way to stay on top of your payments and avoid late fees is to set up automatic payments. If you’re concerned about identity theft or someone gaining access to your credit report without your permission, you might consider placing a credit freeze on your report.

Then you can see where you might be overspending and take steps to cut back in those areas. Whether it’s on a piece of paper, a checkbook register, or an app, record what you spend for at least 30 days. You might be surprised at how much you can save! Check out or other comparison tools that do the work for you. Shop around for better rates on your insurance.Additionally, take advantage of the financial programming offered to the UW community through The Whole U. BECU offers free webinars and self-paced courses that anyone can attend, with topics ranging from budgeting to home buying. Check with your financial institution to see what they have to offer. Sign up for a free webinar or self-paced course.There are even apps available to help you stay on track, but just make sure they are free or low cost. Studies show that you are more likely to achieve your goals if you write them down. Write down your short term (0-3 years), medium term (3-5 years) and long term (5+ years) goals. Check with your financial institution, they might have an app you can use for free. Just make sure to look for free or low-cost resources. You can use old fashioned pen and paper or look for an app that suits your needs. Set an alert so you remember to order them every 12 months. Take the time to order your credit reports for free at. We asked our financial partner BECU to help simplify financial fitness with 15 essential exercises that will expand your financial education and help bring you to home plate. When it comes to finances, it can be difficult to know where to start and how to begin covering your bases. But at the end of the day, efforts to increase your financial education and freedom have a positive impact on your overall wellbeing, from reduced stress and anxiety to a heightened sense of security. Striving to be financially fit takes practice, consistency, and hard work. įinances can be stressful even without a pandemic. This entry was posted in Financially Fit, Whole U Program Information.

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